? When is my payment due?

This answer depends on whether it is a monthly, Quarterly, Semi, or annual policy.

? How much is my payment?

This answer depends on what policy they enrolled in and what their initial payment was.

? Why is my card declining?

This answer will depend on the decline reason.

? Can I place my policy on hold?

Policy may be placed on hold for up to 60 days, after 60 days the carrier will not reinstate the member.

? Can I schedule an alternative payment date?

Yes

? What is the furthest I can push out my payment before having a lapse in coverage?

The payment can be pushed out as far as the paid through date

? Can I set up a payment arrangement?

Yes

? How do I find out if my doctor is in network?

Visit multiplan.com/ find a provider/ select PHCS

? How do I find out if a specific facility is in network?

Visit multiplan.com/ find a provider/ select PHCS

? What are my plan coverages?

This answer depends on what plan the member is enrolled into

? What is my effective date?

This answer depends on when the member enrolled into their policy. It is typically the 1st of the following month unless specified differently

? What is a network negotiate rate?

The rate that the doctor's office and provider agreed on for services

? How do I utilize my discount plan?

Discount is given at the time of service by the doctor, and payment is expected to be handle at the time of service as well